Fresh Start Law
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Representing Individuals and Businesses since 1980

Nathan Horowitz, Esq


Two convenient offices:

White Plains
1 Barker Avenue, Suite 301,
White Plains, New York 10601
(914) 684-0551

1875 Route 6
Carmel, New York
(800) 559-9902


Nathan Horowtiz


Nathan Horowitz, Esq

Since June 1982 1 have had my own practice in White Plains, New York. In November 1995, my second office in Putnam County, in Carmel, New York. Although my practice has always emphasized bankruptcy, my legal experience has been broad, covering all types of personal and business issues and transactions, including real estate, corporate matters, including establishing corporations, shareholder or partnership agreements, buy and sell agreements; collections of amounts due; Wills and Estates.

My bankruptcy practice and experience is extensive, representing both debtors and creditors, in a very wide range of matters. My clients have included individuals; small businesses, such as a bookstore, pharmacy and a coin and stamp exchange; to a fur trader; national mail order catalogue; and a bus company.

The Westchester and New York State Bar Associations have invited me to speak at lawyer continuing education seminars. My topics have been bankruptcy in general and in particular, the interplay of bankruptcy and divorce law.

Bar Admissions: State Date Bar Number
NY Jan 1980 1675321

Other Court Admissions:
New York State Courts; Federal Courts, including the U.S. Supreme Court; Southern and Eastern Districts of New York.

Association/Professional Organization Memberships:
New York State Bar; Westchester County Bar; Northern Westchester Bar; Hudson Valley Bankruptcy Bar, National Association of Consumer Bankruptcy Attorneys; American Bankruptcy Institute.

Continuing Education:
I regularly attend local and national seminars on bankruptcy law, and other topics which connect with bankruptcy cases, such as matrimonial and real estate law. In addition, I teach at continuing legal education seminars, on bankruptcy law. The courses taken, and credits earned, have always exceeded the minimum hours required for lawyers by New York State..

Papers and Publications:
Since opening my own practice in 1982, I have written several articles for local bar association journals and newsletters on bankruptcy; and the interplay and interaction between bankruptcy, divorce and real estate.

Sample Cases:
In the past couple of years, I have successfully represented clients who have sold their homes as part of a bankruptcy, In these sales, the clients have been allowed to retain funds for themselves, including necessary moving expenses, rather than lose the house to foreclosure and loss of their entire investment. One of these cases involved a heavily emotional and contested divorce proceeding in which I was able to obtain certain agreements and results between the spouses that their divorce counsel was unable to accomplish. The two banks holding mortgages agreed to wait until sale; and the resulting sale allowed my client to recoup a substantial sum of money from the proceeds of sale.

Degree: Juris Doctor
School: State University of New York at Buffalo Law School
City: Buffalo
State: NY
Year: 1979
Honors: Invited to Law Review
Focus and Accomplishments: Participated in Moot Court; Actively represented actual clients as part of Law School legal clinic, appearing on cases in Erie County Family Court.

Degree: Bachelor of Science
School: State University of New York
City: Oneonta
State: NY
Year: 1976
Honors: Secretary-Treasurer of Student Government.